XRP

Ripple

The crypto market saw a sharp decline with $1.21 billion in leverage liquidated in 24 hours, driven by global macro uncertainty and Fed policy anticipation. XRP fell 7% to $2.22

U.S. government shutdown affects Solana and XRP ETF reviews, impacting SEC operations and institutional demand. Read original article on aicryptocore.com

Key Insights: Over $1.21 billion in crypto leverage was liquidated, signaling mounting market stress and renewed volatility. XRP’s trading volume rose 67% to $9.03 billion despite a 21% weekly decline, showing heavy repositioning by traders. Ripple’s $1 billion treasury initiativ...

XRP is exhibiting a hidden bullish divergence on its charts, indicating potential upward momentum toward $3.40 and beyond to $4.804. This pattern, supported by steady accumulation and strong liquidity, suggests

When XRP climbed from a few cents to several dollars, many investors watched in disbelief. Only a few realized its power before it took off across major exchanges. That moment changed how people viewed digital assets forever. Today, another project is setting up a similar storyline — Mutuum Finance (MUTM) . Its fast-growing presale and practical use case are creating real excitement among investors searching for the best crypto opportunity while the market still wonders why crypto is down. Presale momentum building at lightning speed Mutuum Finance (MUTM) is in Phase 6 of its presale. The token has already raised over $17.62 million from all the phases till now, with 72% of the 170 million tokens in only phase 6 being sold. The current price stands at $0.035, and more than 17,400 holders have joined across all phases. With a total supply of 4 billion MUTM, this presale has drawn strong attention from investors looking for growth before the next price jump. When Phase 6 closes, the price will increase by 15% to $0.040 in Phase 7. That marks a major step for early buyers aiming to maximize ROI. Each phase sells out faster than the last, showing growing confidence in the project’s model and its clear vision for future expansion. Investors often compare new opportunities to past legends, and this is where Mutuum Finance (MUTM) stands out. At the current stage, a $3,000 investment from Phase 1 at $0.01 is already valued around $10,500 at today’s $0.035. When MUTM reaches $1, that same value becomes $300,000 — a 100× rise and at $2, it becomes $600,000. These gains match the type of explosive ROI that made XRP a household name in the crypto space. Utility and growth create a powerful loop Mutuum Finance (MUTM) is not a project built only for hype. Its entire system runs on two clear models that connect directly with real blockchain utility. The first is Peer-to-Contract (P2C) lending. Here, users lend or borrow from liquidity pools for steady, automated yields. The second is Peer-to-Peer (P2P) lending, where users set their own loan terms, durations, and interest rates directly with each other. Both systems connect under one smart contract network, powered by mtTokens, Debt Tokens, and Liquidator Bots. This structure creates a healthy cycle of lending, borrowing, and staking — all using MUTM tokens. As these activities grow, demand for the token grows with them. Mutuum Finance (MUTM) will begin with ETH and USDT as collateral/borrowing/lending which the team has recently announced regarding the launch of V1 of the protocol on Sepolia Testnet in Q4 2025. This version will include essential components like a liquidity pool, mtToken, debt token, and a liquidator bot to keep the system running smoothly and securely. The testnet release will allow users to explore how the platform functions before the main launch. Early testing will help boost user confidence and attract more interest. As participation grows, both demand for the platform and the value of its token are expected to rise. A key strength of this project lies in how it links platform performance with holder benefits. The buy-and-distribute model will use platform revenue to buy MUTM from open markets and distribute these tokens to mtToken stakers. This rewards long-term participants, creating real value for those who support the network instead of short-term sellers. The combination of on-chain utility, community incentives, and continuous token demand makes this ecosystem sustainable. Investors are not just buying a token — they are joining a network built for long-term activity and participation. For community building the platform has also been working on incentive distribution. The 24-hour leaderboard has been updated with an exciting new reward feature. Each day, the user who achieves the top rank will earn a $500 MUTM bonus, provided they perform at least one transaction within the 24-hour period. The leaderboard resets automatically every day at 00:00 UTC. A race against time for smart investors Individuals are still wondering why the crypto market is down, but chances like this are what get people excited again. XRP’s ascent highlighted what happens when good technology meets real need. Now, Mutuum Finance (MUTM) is getting ready to write the next success story with new ideas, explicit token use, and a presale that gets faster every week. The price will soon go up to $0.040 in the following phase, and phase 6 is practically sold out. Every day that goes by makes it harder for new investors to get in. This project is a strong contender for the top crypto investments of the year. It has already raised more than $17.62 million, has thousands of holders, and has a comprehensive plan for getting to its Layer-2 beta launch, probably at the time of the token live event. XRP had its moment of glory while Mutuum Finance (MUTM) is preparing to take the stage next — and for those paying attention, this presale might be the early step that defines 2025’s biggest ROI story. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post The next crypto to explode may beat XRP in ROI appeared first on Invezz

As the crypto market begins to recover and investors look for assets with meaningful upside, one question keeps coming up: can Ripple (XRP) realistically reach $5 by the end of 2025? While XRP has a strong reputation in the digital payments space, many analysts believe its growth potential is limited compared to emerging altcoins. One project gaining momentum among investors is Mutuum Finance (MUTM) , a DeFi crypto protocol that combines utility, a structured roadmap, and long-term growth catalysts that some experts say could outpace XRP by a wide margin. Ripple (XRP) XRP currently trades at around $2.40, with an estimated market size between $144 and $150 billion, securing its position as one of the largest cryptocurrencies globally. Its core mission is to power fast, low-cost cross-border payments and challenge traditional financial systems. However, despite its established status, XRP faces key resistance zones between $2.60 and $2.70, with further resistance around $3.00. On the downside, support sits near $2.30–$2.50, with a deeper support zone closer to $2.10 if selling pressure increases. This technical picture, combined with its enormous market size, shows why many analysts don’t expect exponential gains from XRP in the near term. Even in bullish scenarios, expert forecasts for XRP price targets range between $3.20 and $3.30 by the end of 2025, representing only about a 35–40% increase from current levels. Regulatory uncertainty around cross-border crypto assets and competition from central bank digital currencies (CBDCs) have also added layers of unpredictability for XRP holders. For this reason, many analysts suggest that investors seeking higher upside are increasingly looking toward emerging DeFi protocols like Mutuum Finance. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol built on Ethereum, designed to make on-chain markets more efficient, secure, and scalable. Unlike traditional single-model platforms, Mutuum combines Peer-to-Contract (P2C) pooled lending for major assets like ETH and USDT with Peer-to-Peer (P2P) isolated lending for niche tokens. Borrowing costs adjust automatically depending on how much of the available pool is being used. When liquidity is plentiful, borrowing costs stay low to stimulate activity; when liquidity tightens, rates increase to attract more deposits. On the lending side, APYs rise as platform activity grows, which naturally rewards those who provide liquidity early. For instance, if a user deposits $5,000 worth of USDC, they could borrow up to $3,750 under a 75% Loan-to-Value (LTV) ratio. This borrowed capital can then be used for other on-chain opportunities, while the original deposit continues earning yield through mtTokens. This structure allows participants to maintain exposure to their assets while efficiently accessing additional liquidity, a key feature that strengthens the platform’s ecosystem. A structured presale with clear growth potential Mutuum Finance is currently in Phase 6 of its structured presale, with MUTM tokens priced at $0.035, up from $0.01 in Phase 1, marking a 2.5x token surge for the earliest participants. Since its launch in early 2025, the presale has gathered impressive momentum, raising $17.4 million, attracting over 17,200 holders, and allocating 70% of the current phase. Out of the 4 billion total token supply, 1.76 billion tokens have been allocated for the presale, making it one of the core distribution channels for early supporters. So far, over 760 million tokens have already been sold across the earlier phases, reflecting strong investor interest well ahead of the platform’s official launch. Once Phase 6 reaches full allocation, the token price will increase by nearly 20%, moving closer to the planned $0.06 listing price. This structured model gives early participants a clear pricing advantage, with Phase 1 buyers already positioned for up to 500% appreciation by launch. Even at the current price point, investors are entering before key catalysts — such as the upcoming protocol launch, that could drive further revaluation as the project advances toward mainnet and broader market exposure. Why analysts believe MUTM could outperform XRP by 2025 Several factors support the analyst view that MUTM is positioned for stronger token appreciation than XRP over the next 12–18 months. First, Mutuum Finance recently confirmed through an X statement that Version 1 of the protocol will launch on the Sepolia testnet in Q4 2025, featuring core components like liquidity pools, mtToken issuance, debt tokens, and liquidation systems, with ETH and USDT supported from day one. This sets the stage for real on-chain activity well before the token hits the broader market. Second, the mtToken system rewards lenders with yield-accruing 1:1 receipt tokens. Alongside this is a buy-and-distribute mechanism, where part of the protocol’s revenue is used to buy MUTM on the open market and redistribute it to mtToken stakers. This creates a built-in loop of demand that scales with platform usage. Based on these fundamentals, analysts expect MUTM to reach $0.20–$0.30 post-launch, representing 470%–750% growth from the current $0.035 presale price and a 20x–30x token appreciation for Phase 1 investors at $0.01. By contrast, XRP’s forecasted move to $3.30 equates to less than 1.5x. Analysts see parallels with early Aave Many industry watchers have drawn parallels between Mutuum Finance’s trajectory and the early days of Aave, one of DeFi’s most successful lending protocols. Like Aave, Mutuum focuses on real utility, scalable credit markets, and mechanisms that tie token value to platform activity. The team has also taken key steps to boost confidence before launch. Mutuum Finance completed a CertiK audit, earning a 90/100 token score, and launched a $50,000 bug bounty to encourage external testing of its smart contracts. This combination of strong fundamentals and early-stage pricing is why analysts believe MUTM could follow a similar path of rapid growth once adoption accelerates. A roadmap that extends beyond launch Looking ahead, one of the most anticipated milestones on Mutuum Finance’s roadmap is the launch of its over-collateralized stablecoin. This stablecoin is designed to bring greater stability and predictability to the platform’s lending and borrowing activities. By anchoring loans to a reliable asset, it aims to create a more secure environment for both lenders and borrowers. A key feature of this stablecoin is its direct connection to MUTM token demand. A portion of the protocol’s revenue generated through stablecoin activity will be used to buy MUTM on the open market, with the purchased tokens fed back into the ecosystem through buybacks. This creates a steady source of buying pressure, aligning stablecoin adoption with the long-term value growth of MUTM. If executed effectively, this mechanism could become a powerful driver of sustained token demand, setting the foundation for long-term ecosystem expansion beyond the initial presale phase. Final take Phase 6 of the presale is nearing sell-out, which many investors view as a key moment to secure lower entry prices before the token moves closer to its launch valuation. While XRP remains a blue-chip in the cryptomarket, its enormous market size, limited upside projections, and regulatory uncertainties make even 2x returns highly unlikely by 2025. Mutuum Finance (MUTM), on the other hand, combines a low entry price, strong utility, early adoption, and clear growth catalysts. If its roadmap unfolds as planned, analysts see significantly higher upside potential, making it one of the most talked-about DeFi crypto tokens heading into 2025. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Can XRP reach $5 by the end of 2025? This new crypto has better potential appeared first on Invezz

The crypto market is heating up again, and many investors are asking a simple but crucial question: where should $500 be allocated today to maximize potential returns over the next 10 months? While established giants like Ripple (XRP) remain popular choices, emerging projects with lower market caps and stronger growth catalysts are starting to catch serious attention. One project that’s increasingly being compared to XRP and in many cases, favored by analysts for its upside potential is Mutuum Finance (MUTM) . While XRP offers the stability of a large-cap crypto, MUTM is still in its presale phase, where entry prices are low, and growth potential is far greater once the project delivers on its roadmap. Ripple (XRP) Ripple has been a dominant force in the crypto industry for years. XRP currently trades at around $2.45, with a market capitalization close to $150 billion, making it one of the largest cryptocurrencies in circulation. Its primary value lies in fast and low-cost cross-border transactions, positioning itself as a competitor to traditional banking systems. However, from a price perspective, XRP faces significant technical barriers. Analysts have identified major resistance zones between $2.60 and $2.70, with additional overhead pressure around $2.80. These levels have repeatedly capped XRP rallies in recent months, signaling that breaking above them would require substantial new capital inflows. On the downside, XRP has support between $2.30 and $2.50, with deeper support at $2.14 if momentum weakens further. These resistance zones, combined with its already massive market cap, present a clear limitation: XRP needs billions in fresh capital to deliver even moderate price growth. Many analysts forecast potential upside to the $3.00–$3.50 range over the next 10 months in a bullish market. For a $500 crypto investment, that would mean a value of roughly $700–$715, or a 40–45% return. Far from the explosive potential many investors look for in new market cycles. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol built on Ethereum. Its architecture combines pooled liquidity markets for major assets like ETH and USDT with isolated lending markets for niche tokens, allowing the platform to cater to both retail users and institutional players. Borrowing costs are automatically adjusted based on how much liquidity is being used, and APYs increase as usage grows, rewarding early liquidity providers. The token, MUTM, is currently priced at $0.035 in Phase 6 of its structured presale, up from $0.01 in Phase 1, marking a 250% increase for early participants. So far, the project has raised $17.4 million, attracted over 17,200 holders, and allocated 70% of Phase 6. Once this stage sells out, the price will rise by nearly 20%, moving closer to the planned $0.06 listing price. Mutuum Finance has also introduced community incentives to accelerate presale momentum. A $100,000 giveaway will select 10 winners to receive $10,000 worth of MUTM each, while a 24-hour leaderboard rewards the top depositor daily with a $500 MUTM bonus, provided they complete at least one transaction during that period. This leaderboard resets at 00:00 UTC every day, keeping consistent participation. XRP vs MUTM From a risk-reward perspective, XRP offers limited upside. As mentioned, even if XRP rallies to $3.50, a $500 investment would grow to roughly $715. Its massive $150 billion market cap, regulatory uncertainties, and technical resistance zones make explosive price action less likely within the next 10 months. MUTM, on the other hand, offers a very different profile. As a new DeFi crypto, it’s at a stage where early price multiples are still achievable, assuming the team delivers on its plans. Analysts have pointed to several catalysts supporting growth: The mtToken system allows suppliers to receive 1:1 receipt tokens that accrue yield over time, rewarding users for providing liquidity. Alongside this, the buy-and-distribute mechanism takes a portion of platform fees to buy MUTM from the open market and redistribute it to mtToken stakers, creating a continuous cycle of buying pressure tied directly to platform activity. Adding to these fundamentals, the team recently released an X statement confirming that Version 1 of the protocol will launch on the Sepolia testnet in Q4 2025, featuring liquidity pools, mtTokens, debt tokens, and liquidation systems, with ETH and USDT supported from day one. Based on these mechanics, analysts predict MUTM could reach $0.30 post-launch, supported by demand loops. If someone were to make a $500 crypto investment at the current presale price of $0.035, and the token reaches $0.30, the position could grow to approximately $4,285, nearly a 760% token appreciation. For early Phase 1 participants at $0.01, that figure would be even higher, exceeding 2,900% once those price targets are met. This stark contrast between XRP’s 40–45% expected gains and MUTM’s 700% upside is why many investors are viewing MUTM as the better option crypto to buy and hold for the next 10 months. Why timing matters Beyond tokenomics, Mutuum Finance is working to establish a fully functional decentralized credit market. The roadmap includes the launch of an over-collateralized stablecoin, which will route part of platform revenue back into MUTM buybacks to sustain long-term demand. The team also plans to integrate Layer-2 networks to lower transaction costs and expand access across multiple chains, and to deploy robust oracle systems — primarily through Chainlink — to ensure accurate real-time pricing for collateral and liquidations. Phase 6 of the presale is already 67% allocated, and once it sells out, the price will rise by nearly 20%. This rapid allocation shows that whales and early investors are positioning now, before major catalysts like the protocol launch and exchange listings. Historically, the largest returns in crypto often go to those who enter before momentum fully kicks in. For investors deciding how to allocate $500 in crypto over the next 10 months, XRP offers limited upside, while Mutuum Finance (MUTM) combines early-stage pricing, utility-driven tokenomics, and clear upcoming catalysts. With the crypto market rebounding and DeFi narratives returning, MUTM is positioning itself as a potential breakout token heading into 2025. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Best crypto to buy with $500 and hold for 10 months: we analyze XRP and this new crypto appeared first on Invezz

The XRP price prediction for 2025 is drawing intense attention as speculation grows around a possible 55x rally. With ETF filings piling up and analysts issuing bullish forecasts, XRP is back in the spotlight. While the focus is on the possibility of an XRP ETF approval, investor...

The cryptocurrency market showed mixed movements on October 20, with several major digital assets trading higher.According to CoinMarketCap, as of 10:00 AM KST, Bitcoin (BTC) rose 0.94% to $108,000.77, while Ethereum (ETH) gained 1.91% to $3,945.45. XRP (XRP) increased 1.20% to $...