ALLY Ally Financial Inc

$ALLY back on watch. daily getting close to double bottom. possible swing. buy low, sell on gap ups.. rinse n repeat

$ALLY (Ally Financial, the all-digital bank and auto lender with $203B in assets) issued a revised 2026 outlook it says reflects confidence in "achieving or exceeding" targets: NIM ex-OID 3.60%-3.65%, average earning assets up 5%-6%. Ally is valued at about $11.43B at $37.59 (16:00 ET Oct 19, 2026); 3Q26 adjusted EPS of $1.34 rose 16% y/y. Against that: 3Q provision rose $114M y/y to $529M on reserve builds, and auto finance pre-tax income fell $84M. Earnings call 9 a.m. ET today.

$ALLY Q3 '26 Earnings Results & Recap • Reported GAAP EPS of $1.34 up 16.52% YoY • Reported revenue of $2.35B up 8.76% YoY

$ALLY Reports Q3 before the open Tuesday. Zacks consensus is 1.32 dollars in EPS on 2.28 billion dollars in revenue, up 14.8% and 5.1% from a year ago. The estimate has been moving the other way though, down 5% over the past 30 days, and the stock is off 8.9% over the past month. Analysts have net interest margin at 3.6%, up from 3.5% a year ago. Management guided Q3 margin roughly flat sequentially and flagged about 20 million dollars of lease losses tied to recalled Stellantis vehicles, while reaffirming the full year guide of 3.6% to 3.7%.

$ALLY holders: there's an open class action over a 2024 data breach. Plaintiffs allege Ally and a debt vendor failed to protect consumer info. No settlement yet. Details on Open Class Actions.

$ALLY 📉 ALLY slid -1.55% and likely felt the macro squeeze more than most. As a digital auto finance and banking company, rising long-term rates are a direct headwind, compressing net interest margins and weighing on auto loan demand. Q3 earnings are due October 20, and with rates ripping higher, the street may be getting more cautious ahead of that print. Analysts are still broadly bullish with a consensus price target around $53, but the stock has pulled back sharply over the past month.