UPST Upstart Holdings Inc

$UPST $PGY Don't worry about the debt of UPST. the principal doesn't mature until after 2029, and the interest rates are in the 1–2% range, so the interest burden is negligible. I bought PGY stock at $11 and sold half of it in the $19–$20 range. UPST gives me the same vibe as PGY.

$UPST lol at citizens bank issuing an $18 price target today. theyre upset at the gains yesterday, greedy short pieces of shit

$UPST Uhmm, so… just how strong and traumatizing will it be for the short sellers when the share price finally catches up with what this chart is showing? There are only a few rules in the stock market. This is one of them: sometimes it takes time, but it always happens. Getting back to us, I think it’s going to be pretty traumatizing. I’m expecting something along the lines of $30 to $150 in two weeks. Be ready, put on your finest suit, and then we’re all going to celebrate over ramen at our favorite engineer’s house. 🍜

$UPST will enter once we hits the high teens... increasing yields will continue to put pressure on this stock.

$UPST Funny thing is when they report Q3 & onwards, profitability will RIP, just as they guided. $40 EOY… $60 2027 target

$UPST trading at 2024 lows. Absurd dusconnect between compants progress and share price

$UPST let it bottom in 3-6 months, buy heavy, and never sell. Proprietary data will win long term. Mark this post

$UPST Upstart, the AI lending marketplace, signed a secured revolver of up to $200M with MUFG on Oct 16 to help fund the initial capital of its planned Upstart Bank. That's about 44% of its $456.0M cash at June 30, 2026 and ~9% of its ~$2.30B market value at $23.645 (16:00 ET, Oct 20, 2026). Repaid via bank loan sales, but due within 364 days of closing (or 45 days after the bank's initial capitalization, if sooner) even if the bank has not opened. Upstart expects those sales shortly after the bank opens, which still needs regulatory approval.

$UPST just need q3 to be profitable. Will prove that they can make money even with yields at decade-levels. Shorts would not want to linger for q4 after and risk another prifitable Q + bank charter + heloc and auto breakeven. Bank charter and improving margins will turbocharge big partnerships. Rerating to fair value alone would crush bears from 25-50. Primed for a squeeze.

$UPST Shitstart is now 100% of my portfolio. Added massively at $22,3. Do or die. See you guys.

$UPST fat orange fuk directly played a part in this, btw. Stock was climbing at er and about to hold 36 until the clown escalated again. He wants iran to nuke californua, lol. Hopefully this senile fuk gets a heart attack so that our portfolios jump. The audience cheered when he talked about la and san diego getting blitzed, lol. Moronic cult .

$UPST Most fintech and real estate companies are at 52-week lows—Upstart included. But as I said, the oil price needs to drop, and inflation and government bond yields need to come down significantly. Otherwise, it's a case of wait and see. I was hoping for an Iran deal, but things aren't looking good. Thanks, Trump.

$UPST Just 9 months ago UPST was traded higher than $AFRM , now AFRM is 300% higher than UPST. $UPST is Heavily oversold

$UPST buy stocks when they're low. not cry about low prices. just lol at the bears in this board

$UPST When and if the Fed commits to a sustained rate cutting cycle UPST is structured to be oneof the fastest growing fintech companies. More patience required= Annoying...but I will wait. Long term Bullish.

$UPST What’s frustrating is that they’re basically using every illegal tactic in the book to keep Upstart’s stock price down. There are countless reasons why Upstart should be going up: the company is solid, the numbers speak for themselves, and yet short interest remains high. These assholes seem determined to do nothing but suppress the stock price, making you pay for a single green day with another month of red days, all through illegal tactics. If there were legitimate catalysts driving the stock down, I’d accept that. But what really pisses me off is the feeling that it’s all driven by illegal practices: market manipulation, bogus price targets, and so on.

$UPST All banks have significantly reduced their provisions for bad loans; this is a very good sign for Upstart and Pagaya.

$UPST As usually it went down below 22.75- 22.80 range and again bounced above it. Unless it moves below this range with a huge volume, this range is acting like a range bound bottom. If the stock price, goes 20-22 range, this could be good buying or averaging option. We just have to ensure, that UMI doesn't rises above 1.50, the guidance doesn't decrease and there is no fundamental change to the business. Lending stock do survive credit cycle tightening and upst is better placed as compared to 2022. The big difference will come when it's gets the banking license as it will be able to find it's lending business with deposits. When SOFI got the license, it's stock rose more than 250% percent in the next 3 years. So something similar will also happen with UPST. Hang it there guys.

$UPST Solid company not going to lie. Did some more analysis and whatever you guys are saying is not true. Higher interest rates will hurt this stock yes but companies adopt to operate in these environments. You are pricing a disaster right now just like in 2022. Revenue UP. KRBA report good and except 2023 the other years show good performance. New deals underwritten at 22-25% lifetime losses vs 15.5% for 2022-1, senior enhancement 43-61% vs 33.5% then. KBRA surveillance table for the UPST deals: compare "Current CNL" vs "Expected Base Case CNL". 2024-1, 2025-1, 2025-2, 2025-3, 2026-1, 2026-2 all running 70-80% of expected — losses under KBRA's curve. FY2025 10-K (filed 2/10/26). Statement of Operations, p.82: revenue $513.6M → $636.5M → $1,043.9M. Operating -$256.5M → -$172.9M → +$42.6M. Net -$240.1M → -$128.6M → +$53.6M. EPS $0.45. Book value ~$8.20 vs $22.98 stock. Market cap ~$2.24B.

$UPST Almost back to its IPO price of $20 after 6 years... Pos falls harder than the indices but doesn't recover with them.