Latest Earnings Results: Q4 '26
Estimated EPS
$0.84
Reported EPS
$0.76
Surprise
-9.79%
Estimated Rev
$203.66M
Reported Rev
$220.44M
Surprise
+8.24%
WaFd reported Q4 FY2026 net income of $59.99M and diluted EPS of $0.76; net interest income was $182.4M with net interest margin of 2.81%.
Bullish Takeaway
WaFd's fiscal 2026 earnings and diluted EPS increased; transaction deposits grew, core deposits rose as a share of deposits, and non-performing assets and delinquencies declined from June 2026.
Bearish Takeaway
WaFd reported sequential declines in quarterly earnings and diluted EPS, higher non-interest expense and efficiency ratio, increased credit-loss charges, and disclosed EverBank closing and integration uncertainties.
Generated by Stocktwits using AI and company-reported earnings data for Q4 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q1 '27 | $0.80 | -- | -- | N/A |
Q4 '26 | $0.84 | $0.76 | -9.79% | MISSED |
Q3 '26 | $0.81 | $0.84 | 3.07% | BEAT |
Q2 '26 | $0.75 | $0.82 | 9.33% | BEAT |
Q1 '26 | $0.75 | $0.79 | 4.64% | BEAT |