Exchange: NASDAQ·Updated 07:30 PM EDT

WAFD Earnings

Latest Earnings Results: Q4 '26

Reported: Oct 16

Estimated EPS

$0.84

Reported EPS

$0.76

Surprise

-9.79%

Estimated Rev

$203.66M

Reported Rev

$220.44M

Surprise

+8.24%

WaFd reported Q4 FY2026 net income of $59.99M and diluted EPS of $0.76; net interest income was $182.4M with net interest margin of 2.81%.

Bullish Takeaway

WaFd's fiscal 2026 earnings and diluted EPS increased; transaction deposits grew, core deposits rose as a share of deposits, and non-performing assets and delinquencies declined from June 2026.

Bearish Takeaway

WaFd reported sequential declines in quarterly earnings and diluted EPS, higher non-interest expense and efficiency ratio, increased credit-loss charges, and disclosed EverBank closing and integration uncertainties.

Generated by Stocktwits using AI and company-reported earnings data for Q4 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.

8-K

Historical Earnings

Quarterly

Annual

EPS

Revenue

Fiscal PeriodEstimatedReportedSurpriseResult
Q1 '27
$0.80
--
--
N/A
Q4 '26
$0.84
$0.76
-9.79%
MISSED
Q3 '26
$0.81
$0.84
3.07%
BEAT
Q2 '26
$0.75
$0.82
9.33%
BEAT
Q1 '26
$0.75
$0.79
4.64%
BEAT

Advertisement|Remove ads.