Latest Earnings Results: Q3 '26
Estimated EPS
$1.66
Reported EPS
$1.78
Surprise
+7.19%
Estimated Rev
$889.52M
Reported Rev
$887M
Surprise
-0.28%
• Reported revenue of $887M up 1.72% YoY • Zions expects its moderately asset-sensitive balance sheet should produce stronger net interest income in a higher rate environment, and expects continued improvement in noninterest income to continue into next year.
Bullish Takeaway
Zions net charge-offs totaled $3M compared with $56M, customer-related noninterest income increased 18%, and the Basis Multifamily Finance platform becomes an important strategic advantage in fast-growing western markets.
Bearish Takeaway
Zions net interest margin declined to 3.23% from 3.28%, noninterest expense increased 5%, and increased loan payoffs combined with a highly competitive market to produce flat sequential loan growth.
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $1.71 | -- | -- | N/A |
Q3 '26 | $1.66 | $1.78 | 7.19% | BEAT |
Q2 '26 | $1.57 | $3.05 | 94.36% | BEAT |
Q1 '26 | $1.42 | $1.56 | 9.57% | BEAT |
Q4 '25 | $1.57 | $1.76 | 11.81% | BEAT |