PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.
Fundamentals
Mkt Cap
$48.5B
Volume
-
52W High
$79.22
52W Low
$38.46
PE Ratio
10.71
Avg. Volume
12.39M
EPS (Annual)
$5.41
P/B
2.47
Rev/Employee
$1,400,756.30
Earnings
Oct 27
50
Neutral Sentiment
How do you feel about PYPL?
Badinvestor51
$PYPL the only benefit of being a painpal holder is we don’t have 10% draw downs because we’re already down 70% 😎
22
ToRni27
$PYPL PayPal made $28.5M in profit this weekend. And what did you do this weekend? 🤣 Hi shorts 👋
Per year: $5,200,000,000
Per month: approx. $433.3 million
Per day: approx. $14.25 million
Per hour: approx. $593,607
Per minute: approx. $9,893
Per second: approx. $165
13
ToRni27
$PYPL Shorts say our high margins are a problem and are under pressure because competitors are cheaper. Thank you for confirming we have the highest margins in the fintech market! Hi shorts 👋
12
timstockmarket
$PYPL I dont bet on stocks...I bet on leaders and this is what I found for Mara McNeill
We are in good hands folks.
Massive Scale at Toyota Bank: As President and CEO of Toyota Financial Savings Bank (taking over right at the start of the COVID-19 pandemic in May 2020), she engineered a historic growth phase. She scaled the bank from 1 billion to 6 billion in asset size over four years by expanding commercial real estate lending and establishing major private-label partnerships, such as with Mazda. [
Current Role at PayPal: Her exceptional track record in navigation of complex regulatory frameworks and rapid bank scaling led to her recruitment by PayPal. She was hired to drive their high-profile migration into core banking and serve as President of the newly proposed PayPal Bank. [
17
tjc5152
$PYPL i said it before I’ll say it again. I never do all caps but here I will to emphasize. THE ONLY REASON WALLSTREET HAS PRICE TARGETS AND ANALYST IS TO MANIPULATE RETAIL. That being said, the fact that they downgraded today and it rose is extremely bullish their last ditch efforts are proving futile. May the slow and steady rise resume, until our blast off to a new yearly high…
15
timstockmarket
$PYPL Ticking Time bomb to upside.
Glance announced a U.S. agentic commerce integration with PayPal Holdings, embedding real-time product data and native PayPal checkout for tens of millions of consumers and giving merchants a single connection into AI powered shopping journeys.
The partnership extends PayPal’s agentic commerce services as an on-ramp for retailers into AI driven storefronts. Its separate financial services deals, including a lending tie up with Amazon in Germany and Austria, highlight a push to deepen revenue sources beyond traditional checkout.
12
EarningsEvents
$PYPL "If approved, the charter will allow PayPal to drop third-party partner banks and directly originate loans for small businesses, offer interest-bearing savings accounts, and secure direct membership in major card networks." NOW YOU KNOW WHY BANKS WILL DO ANYTHING TO STOP THIS AND DESTROY PAYPAL. PayPal, wants to cut them out of their piece of the action.
13
MyBrokenBus
$PYPL this has to be the most positive few days in Paypal since I have been here. The world is burning and this is strolling through it all casually.
16
EarningsEvents
$PYPL Reverse-Rug-Pull ... gonna fool everyone - and go straight up to 10/27 earnings report. CEO, Enrique delivers Good Earnings report (he has to save face) and news of Bank Charter, parabolic into the 70's. Shorts squeezed and all the Big Money and Hedge Funds will fight for seats on the bus. prints $80 for Thanksgiving and $90 for Christmas.
15
ToRni27
$PYPL I always love it when shorties give a bullish outlook on PayPal. As you can see, PayPal has the highest margins in the fintech sector! Thank you! Now go and buy your low-margin Block, Klarna, and Adyen stocks. Thanks again!
10
okhello1
$PYPL Once it gets a bank approval, game over for shorts because we all know that the new revenue will come in from the bank .
15
bettastock
$PYPL paypal is arguably the safest play to put your money in the market right now. Huge cash flow with lowest pe. Still growing with strong future agentic commerce catalyst.
15
ETFtradr
$PYPL not selling until market cap hits 500 billion. Just you wait and see - the Fintech Giant - $600 a share - i’ve upped my price target
12
ValenciaInv
$PYPL There is no buyer. This puppy is worth $150+ with last Quarters numbers alone. As the numbers improve with the new products coming down the pipeline this thing will be worth the $300+ it once traded at. No buyers needed for those valuation and management knows it.
12
letstradetogether
$PYPL directly from fdic website. I remember this date wasn’t in 2026, but now it is so something is happening also the hiring they are doing is pretty substantial base salary, I hope the approval is almost in place.
1
10
wangdu
$PYPL booked hotel from PayPal app, got 10% discount. There are lots of discounts with different merchants from the app. Will see lot of movement from PayPal these holiday season.
13
Kfled44
$PYPL as soon as this starts gaining momentum while the company is executing all of a sudden a ”bank” downgrades and lowers their Price Target. GTFOH
1
8
JaxB
$PYPL this is by far one of the most undervalued stocks in the market right now. It trades at a 10PE, when all competitors trade massively higher. xyz trades at a 145PE and Tost trades at a 40PE. This has a user base of of almost 500m customers and trades at a 10PE. Tost has a userbase of 180m and trades at a 40PE. This just got forgotten by big money post Covid. This has room to run.
10
Swift_Trades
unusual flow on $PYPL — 15k calls vs 3k puts, 5.3x. Somebody's loading up on upside. On watch.
10
AJL1708
$PYPL PayPal appears to be caught in a margin trap. If it lowers fees or offers better incentives to remain competitive, its already pressured profit margins could deteriorate further. If it refuses to compete on value, it risks losing customers, merchants, market share and ultimately TPV.
Share buybacks may boost EPS temporarily, but they cannot fix a deteriorating competitive position. And a banking licence won’t magically solve the fundamental problem of defending a payment business against better-funded competitors and increasingly commoditised payment services.